No Credit Check Apartments Across Texas

Correct — the service is 100% free to you, always. Apartment communities pay us a referral fee from their advertising budgets when a renter we refer signs a lease. You get expert advisory services at zero cost.

Most apartments do run a credit check — the difference is we only send you to communities where we already know your specific score or history falls within their approval guidelines. Some skip hard cutoffs, some use conditional-approval bands with a risk fee, and some accept guarantors.

Often yes, with the right community and sometimes a one-time risk fee ($200-$500). What matters is the full picture — a 500 with no collections is very different from a 500 with heavy debt. We match you to communities that weigh that.

There's almost always a path. Communities that accept multiple risk factors are a narrow set — often requiring 3x-4x income and a higher risk fee. Expert matching matters most when issues compound, so you don't waste application fees.

A broken lease means you left a lease early and owe money, with no court involved. An eviction means a landlord filed suit in court. Many renters have a broken lease without an eviction, and some communities approve broken leases but not evictions.

A guarantor company co-signs your lease for a fee, typically 5%-12% of annual rent, in addition to your deposit and first month's rent. Providers in Texas include Insurent, TheGuarantors, Jetty, and Cosign. We pre-qualify you and explain total move-in costs.