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Dallas County · Second-Chance Leasing

No Credit Check Apartments in Garland Without the Guesswork

Looking for no credit check apartments in Garland, TX? Bad credit, eviction, or broken lease - free matched list in 2-4 hours. 800-291-0959.

Last updated: October 20, 2026

2-4 business hours
Response Time
Dallas County
Coverage
100% Free
To Renters
15+ Years
TX Experience

Denied in Garland? Here Is What Screening Flagged

Every screening problem has a different solution. We work each one separately.

Credit score below 620 and you keep getting denied

Broken lease from a prior community you owe money to

Eviction filed, granted, or dismissed on record

Misdemeanor or felony on your background check

Chapter 7 or Chapter 13 bankruptcy on credit report

No credit history — recent grad or international worker

Bad Credit, Evictions, Felonies: 7 Screening Issues We Solve

Dallas County JP-court eviction reporting, a large garden-style, townhome, and mid-rise rental base northeast of Dallas, and the Firewheel, Duck Creek, and Downtown Garland corridors screened through NCAC, RealPage LeasingDesk, and TransUnion SmartMove.

Three Steps From Denial Letter to Signed Lease

1

Tell us your situation

Share your screening issue, target rent range, and preferred neighborhoods in Garland. No credit pull.

2

We match you to communities

Within 2-4 business hours, you receive a targeted list of Garland communities that approve your specific profile.

3

You apply and move in

Apply only to communities that will approve you. No wasted $50-$75 application fees. We stay involved until you sign.

Get Your Free Garland Property List

No credit pull. No cost. Personalized Garland property list in 2-4 business hours.

A Licensed Texas Locator Who Knows Dallas County Screening

Direct PMC Relationships

15+ years of working directly with Texas property managers who use flexible screening. We know their policies before you apply.

Screening-Mechanics Expertise

NCAC, LeasingDesk, SmartMove, RentBureau — we read the reports the way PMCs do, so we know what triggers a denial.

100% Free to Renters

Communities pay our referral fee from their advertising budgets. You pay nothing. We only win when you get approved and move in.

Garland apartment locator

Second-Chance Apartments From Firewheel to Lake Ray Hubbard

No Credit Check Apartments is a TREC-licensed apartment locating service (Broker #9006179, Intell Realty LLC) that places Garland, TX renters who have bad credit, evictions, broken leases, bankruptcies, or criminal records. Our agents have 15+ years of relationships with Garland property managers who use flexible screening, and the service is 100% free because communities pay the referral fee. Garland is the third largest city in Dallas County, and its rental market runs from newer communities around Firewheel Town Center to 1970s and 1980s garden-style complexes, duplexes, and townhome rentals in South Garland, along Jupiter Road, and off SH-78.

Most of Garland sits in Dallas County, so most evictions are filed in Dallas County Justice of the Peace courts, while small edges of the city fall in Collin and Rockwall counties. No Credit Check Apartments locators track which Garland communities screen through NCAC versus RealPage LeasingDesk or TransUnion SmartMove. That screening-level knowledge decides whether your application ends in a $200-$500 risk fee (2026 rates) or a wasted $50-$75 denial. Many communities here price below Plano and central Dallas, so we focus on properties that weigh income and rental history over a hard credit cutoff, or that accept guarantors like TheGuarantors, Insurent, and Jetty.

Renters who commute along I-635 or the President George Bush Turnpike often look at North Garland, the Spring Creek Forest Preserve area, and Richardson, while those wanting lower rents search South Garland, Duck Creek, Mesquite, and East Garland. The DART Blue Line, with stops at Downtown Garland Station and Forest/Jupiter Station, suits renters without a car, and the Granville Arts Center and Downtown Garland square offers older, more flexible communities. Toward Lake Ray Hubbard, Rowlett and Sachse add suburban options. We return a matched property list within 2-4 business hours.

Send us your situation — screening issue, target rent, target neighborhood — and we will return a matched list of Garland communities within 2-4 business hours. Free.

Real Approvals

What Garland Renters Say

★★★★★

"I'd been denied at three complexes and lost almost $200 in application fees before I called. They sent me a list of properties that would actually approve a 540 score. Signed a lease within a week."

Marcus T.

Houston, TX · Bad Credit

★★★★★

"My broken lease from 2021 kept getting me auto-denied. They knew exactly which communities screen through LeasingDesk and would take a paid balance. Nobody else explained it that clearly."

Danielle R.

Dallas, TX · Broken Lease

Neighborhoods and suburbs we cover

Downtown Garland

Dallas County

Firewheel

Dallas County

North Garland

Dallas County

South Garland

Dallas County

East Garland

Dallas County

Rowlett

Dallas County

Sachse

Dallas County

Mesquite

Dallas County

Richardson

Dallas County

Wylie

Dallas County

Don't see your target neighborhood? We probably cover it — ask.

Landmarks and access in Garland

Key landmarks

  • • Firewheel Town Center
  • • Granville Arts Center
  • • Garland Landmark Museum
  • • Lake Ray Hubbard

Getting around

Reached by I-635 and the President George Bush Turnpike east to west, with I-30 along the southern edge and SH-78 running through the center toward Lake Ray Hubbard. The DART Blue Line links the city to Downtown Dallas, so some renters skip a car and pick communities by station access.

Highways: I-635, I-30, SH-78, President George Bush Turnpike

Transit: DART Blue Line, Downtown Garland Station

Garland second chance apartment community

No Credit Check Apartments Garland: Your Questions Answered

How quickly can I get a matched property list for Garland? +

No Credit Check Apartments returns a matched Garland property list within 2-4 business hours, Monday to Friday 9am-6pm and Saturday 10am-4pm. The list covers communities in Downtown Garland, Firewheel, North Garland, South Garland, Duck Creek, Rowlett, and Sachse that fit your screening issue and budget.

Can I get an apartment in Garland with a 500 credit score? +

Often, yes. Most Garland property managers set credit minimums between 550 and 620, but some communities have no hard cutoff and offer conditional approval with a one-time risk fee of $200 to $500 (2026 rates). If your score is the only issue, with no eviction or criminal record, a third-party guarantor such as TheGuarantors or Insurent is another route.

Do apartments near Firewheel Town Center accept risk fees for bad credit? +

Some do. A few newer communities near Firewheel Town Center offer conditional approval with a one-time risk fee for challenged credit. If those rents run above your income, we match you to comparable garden-style communities in South Garland, Duck Creek, or Mesquite with more flexible screening.

Can you find apartments near the DART Blue Line in Garland? +

Yes. We match renters to Garland communities within reach of Downtown Garland Station and Forest/Jupiter Station on the DART Blue Line, which runs to Downtown Dallas. Tell us your screening issue and we check which of those communities have a realistic approval path.

How do Dallas County eviction records affect a Garland application? +

Texas evictions are filed in Justice of the Peace courts, and most Garland addresses fall under Dallas County JP courts. Screening companies like NCAC and RealPage LeasingDesk aggregate those filings, but not every community subscribes to the same database. A dismissed eviction is much easier to place than a granted one, and many Garland communities accept evictions older than 3 years with a risk fee of $300 to $1,000 or more.

Can I rent in Garland with a broken lease but no eviction? +

Yes, and it is easier than renting with an eviction. A broken lease means you left early and owe a balance, while an eviction means the landlord went to court. Some Garland communities approve broken leases that are paid off or 2-3+ years old, so getting a zero-balance letter from your former landlord often opens more options.

What income is typically needed for second-chance apartments in Garland? +

As of 2026, most Garland communities require 3x monthly rent in gross income. Risk-fee properties often set the bar at 3.5x to 4x rent. Rents in South Garland and East Garland generally run lower than in North Garland, which makes the threshold easier to meet.

Does an apartment locator in Garland cost anything? +

No. Our search is 100% free to renters because the apartment community pays a referral fee when you sign a lease. Agents work within your stated budget, since a unit you cannot afford never leads to a signed lease.

Where can I find no credit check apartments near me in Garland? +

We match renters across the whole city, from Downtown Garland and Firewheel to North Garland, South Garland, East Garland, Rowlett, Sachse, Mesquite, and Richardson. Tell us your screening issue and target neighborhood, and we return a matched property list within 2-4 business hours. No cost and no credit pull.

Stop Paying $75 Application Fees for Denials

Personalized Garland property list matched to your screening situation within 2-4 business hours. Free.