No Credit Check Apartments in Schertz Near Randolph AFB
Looking for no credit check apartments in Schertz, TX? Bad credit, eviction, or broken lease - free matched list in 2-4 hours. Call 800-291-0959.
Last updated: October 20, 2026
Response Time
Coverage
To Renters
TX Experience
Why Schertz Apartment Applications Get Denied
Every screening problem has a different solution. We work each one separately.
Credit score below 620 and you keep getting denied
Broken lease from a prior community you owe money to
Eviction filed, granted, or dismissed on record
Misdemeanor or felony on your background check
Chapter 7 or Chapter 13 bankruptcy on credit report
No credit history — recent grad or international worker
7 Screening Issues We Solve for Guadalupe County Renters
A suburban city on I-35 between San Antonio and New Braunfels, where the original town center sits in Guadalupe County and Cibolo Creek marks the Bexar County line, with a commuter workforce, and rental communities along Schertz Parkway, FM 78, and I-35 screened through NCAC, LeasingDesk, and TransUnion SmartMove.
Bad Credit in Schertz
Bad credit apartments in Texas - we match you to communities with flexible screening. Risk-fee and guarantor options. 100% free. Call 800-291-0959.
Bankruptcy in Schertz
For renters with a Chapter 7 or Chapter 13 on their credit report. Some communities view discharged bankruptcy more favorably than active collections.
Broken Lease in Schertz
For renters who left a prior lease early and owe a balance. A broken lease is not the same as an eviction - and many communities treat it differently.
Criminal Background in Schertz
For renters with a misdemeanor or felony on record. Criminal screening is separate from credit and rental history - perfect credit won't save you.
Eviction in Schertz
For renters with a formal eviction on record - the hardest rental-history issue to overcome, and the one where a locator matters most.
Guarantor & Co-Signer in Schertz
For renters whose profile doesn't pass screening and who have no personal co-signer. A guarantor company co-signs the lease for a fee.
No Credit History in Schertz
For renters with a thin file or no credit file at all - recent grads, young adults, immigrants, and international workers. No score is often denied like a low score.
How We Match You to Second-Chance Communities
Tell us your situation
Share your screening issue, target rent range, and preferred neighborhoods in Schertz. No credit pull.
We match you to communities
Within 2-4 business hours, you receive a targeted list of Schertz communities that approve your specific profile.
You apply and move in
Apply only to communities that will approve you. No wasted $50-$75 application fees. We stay involved until you sign.
Get Your Free Schertz Property List
No credit pull. No cost. Personalized Schertz property list in 2-4 business hours.
TREC-Licensed Locators With 15+ Years in Texas Screening
Direct PMC Relationships
15+ years of working directly with Texas property managers who use flexible screening. We know their policies before you apply.
Screening-Mechanics Expertise
NCAC, LeasingDesk, SmartMove, RentBureau — we read the reports the way PMCs do, so we know what triggers a denial.
100% Free to Renters
Communities pay our referral fee from their advertising budgets. You pay nothing. We only win when you get approved and move in.
Finding No Credit Check Apartments From FM 3009 to I-35
No Credit Check Apartments is the apartment locating service of Intell Realty LLC (TREC Broker #9006179), a NAAL member with 15+ years of relationships with Schertz, TX and Guadalupe County property managers who use flexible screening. The search is free to renters because communities pay the referral fee. Schertz sits on I-35 and IH-10 northeast of San Antonio, with a rental market that runs from garden-style complexes near Downtown Schertz and Schertz Parkway to newer communities, townhomes, and duplexes along FM 3009, FM 1518, and FM 78.
The city spans parts of Guadalupe, Bexar, and Comal counties, and Cibolo Creek marks the Bexar County line, so a past eviction can be filed in a different Justice of the Peace court depending on the address, and records are not screened the same way everywhere. Our locators track which communities screen through NCAC versus RealPage LeasingDesk or TransUnion SmartMove. That screening-level knowledge decides whether your application ends in a $200-$500 risk fee (2026 rates) or a wasted $50-$75 denial. We focus on properties that weigh income and rental history over a hard credit cutoff, and on communities that accept third-party guarantors such as TheGuarantors, Insurent, and Jetty when a score falls below the 550-620 minimum most property managers set.
Airmen and civilian staff at JBSA-Randolph look at communities near FM 3009 and Universal City, and warehouse workers at the Amazon fulfillment center in Schertz want a short drive to the industrial parks along I-35. Renters who commute to San Antonio pick communities close to I-35 and Loop 1604, while those who work in New Braunfels look north toward Northcliffe and Garden Ridge. Families zoned for Schertz-Cibolo-Universal City ISD look near Pickrell Park and The Crossvine, workers with thin credit files find options toward Selma, Live Oak, and Cibolo, and we return a matched property list within 2-4 business hours.
Send us your situation — screening issue, target rent, target neighborhood — and we will return a matched list of Schertz communities within 2-4 business hours. Free.
What Schertz Renters Say
"I'd been denied at three complexes and lost almost $200 in application fees before I called. They sent me a list of properties that would actually approve a 540 score. Signed a lease within a week."
Marcus T.
Houston, TX · Bad Credit
"My broken lease from 2021 kept getting me auto-denied. They knew exactly which communities screen through LeasingDesk and would take a paid balance. Nobody else explained it that clearly."
Danielle R.
Dallas, TX · Broken Lease
Neighborhoods and suburbs we cover
Downtown Schertz
Guadalupe County
Schertz Parkway corridor
Guadalupe County
FM 78 corridor
Guadalupe County
I-35 corridor
Guadalupe County
Cibolo
Guadalupe County
Selma
Guadalupe County
Universal City
Guadalupe County
Converse
Guadalupe County
New Braunfels
Guadalupe County
Don't see your target neighborhood? We probably cover it — ask.
Landmarks and access in Schertz
Key landmarks
- • Schertz Parkway
- • Pickrell Park
- • Schertz Municipal Complex
Getting around
Reached by I-35 running southwest into San Antonio and northeast toward New Braunfels and Austin, with FM 78 crossing the city and Schertz Parkway linking the two. Most renters drive, so many pick communities by access to I-35 and the commute to San Antonio.
Highways: I-35, FM 78
Questions Schertz Renters Ask Before Applying
How fast can I get a list of second-chance apartments in Schertz? +
Within 2-4 business hours during office hours (Mon-Fri 9am-6pm, Sat 10am-4pm). We cover communities along Schertz Parkway, FM 3009, FM 78, and the I-35 corridor, plus Cibolo, Selma, and Universal City, and most renters have a matched list the same day they contact us.
Which county handles eviction records for a Schertz address? +
It depends on the address. Schertz spans parts of Guadalupe, Bexar, and Comal counties, with Cibolo Creek marking the Bexar County line, and each county keeps its own Justice of the Peace court records. We know which Schertz communities pull court data directly and which rely on rental-history reports, so we match you before you pay an application fee.
Can I rent in Schertz with no credit history? +
Yes. A thin or missing credit file is a different problem from a bad one. We know which communities along I-35 and FM 3009 approve on bank statements and employment letters, including offer letters from employers near JBSA-Randolph and the I-35 industrial parks, and which ask for a larger deposit, a co-signer, or a third-party guarantor instead.
How do eviction records affect a Schertz apartment application? +
Texas evictions are filed in Justice of the Peace courts, and screening companies like NCAC and RealPage LeasingDesk aggregate those filings. A dismissed eviction is much easier to place than a granted one, and we know which Schertz communities consider evictions older than 3 years. Risk fees for eviction approvals run $300-$1,000+ (2026 rates).
What income is needed for second-chance apartments in Schertz? +
As of 2026, most communities here require 3x monthly rent in gross income. Risk-fee properties set the bar at 3.5x to 4x rent. Rents away from Schertz Parkway, toward Selma and Converse, can run lower, which makes the threshold easier to meet.
Can I rent an apartment in Schertz with a 500 credit score? +
Yes, at the right community. Most property managers set minimums of 550-620, but some Schertz communities have no hard cutoff or offer conditional approval with a one-time risk fee of $200-$500 (2026 rates). Third-party guarantors such as TheGuarantors and Insurent are another route, at 5%-12% of annual rent.
Do I pay anything for an apartment locator in Schertz? +
No. No Credit Check Apartments is free to renters because apartment communities pay the referral fee when you sign a lease. We work within your stated budget, since a unit you can't afford means no signed lease and no fee.
Where can I find no credit check apartments near me in Schertz? +
We match renters across the whole city, from Downtown Schertz and Schertz Parkway to the FM 3009 and FM 78 corridors, Cibolo, Selma, and Universal City. Tell us your screening issue and target neighborhood, and we return a matched property list within 2-4 business hours. No cost and no credit pull.
Stop Paying $50-$75 for Applications That Get Denied
Personalized Schertz property list matched to your screening situation within 2-4 business hours. Free.