No Credit Check Apartments is a TREC-licensed apartment locating service (Broker #9006179) that helps Texas renters with broken leases find housing across Dallas, Houston, Austin, San Antonio, and Fort Worth. A broken lease means you left a lease early and owe an unpaid balance. It shows up on rental-history databases like NCAC and RealPage LeasingDesk as a red flag and often triggers an automatic denial. But it is not an eviction. An eviction means a landlord took you to court; a broken lease does not.
Many renters have a broken lease without any formal eviction, and apartment communities throughout Texas treat these two issues very differently. Some approve broken leases even when they deny evictions - especially if the balance is paid or the break is two to three years old.
How NCAC and LeasingDesk Screen Broken Leases
Texas apartment communities pull rental history through NCAC (National Credit Association) or RealPage LeasingDesk. Each reports a broken lease differently:
- NCAC shows the community that reported it, the balance owed, and how long ago the debt was created
- LeasingDesk shows balance detail and can distinguish “unpaid” vs. “paid/settled”
Some Texas PMCs pull only NCAC. Others pull LeasingDesk. A community that only screens through one won’t see what the other found. Large property management companies in Houston and DFW often use LeasingDesk, while smaller independent communities may rely on NCAC alone. That’s why the property you apply to changes your odds more than the broken lease itself.
Read our guide on paid vs. unpaid broken leases or learn how long a broken lease stays on your record.
How We Match You to the Right Community
Our team has 15+ years of relationships with property managers across Texas and knows which communities screen through NCAC versus LeasingDesk and how each reports a balance. We identify communities that accept paid broken leases or breaks that are two to three years old. We match you to conditional approval with a risk fee or a letter of explanation where that path works. And we advise you on getting zero-balance documentation from the prior community or collections agency.
Bad credit combined with a broken lease is a common stack - we handle both. See our bad credit apartment locating page for the credit side.
What to Have Ready for Your Search
Speed up the match by having:
- The community name and city where the broken lease occurred
- Approximate balance and current paid/unpaid status
- Approximate month/year the lease was broken
- Any documentation from the prior community
Send us your details and we’ll send back a targeted property list covering apartments in Dallas, Houston, Austin, San Antonio, and Fort Worth within 2-4 business hours. 100% free to renters (2026 pricing - communities pay the referral fee).
How We Compare
| Typical Apartment Search | No Credit Check Apartments | |
|---|---|---|
| Screening knowledge | Apply blindly, hope for the best | We know which PMCs pull NCAC vs. LeasingDesk |
| Broken lease strategy | Same application to every community | Targeted matches based on paid/unpaid status and age of break |
| Documentation help | None | Zero-balance letters and letters of explanation prepared before you apply |
| Cost to renter | $50-$75 per rejected application | Free - communities pay the referral fee |
| Turnaround | Days of research on your own | Personalized property list in 2-4 business hours |
