# No Credit Check Apartments Schertz, TX | Free Locator > Looking for no credit check apartments in Schertz, TX? Bad credit, eviction, or broken lease - free matched list in 2-4 hours. Call 800-291-0959. URL: https://nocreditcheckapartments.com/schertz/ Guadalupe County · Second-Chance Leasing # No Credit Check Apartments in Schertz Near Randolph AFB Looking for no credit check apartments in Schertz, TX? Bad credit, eviction, or broken lease - free matched list in 2-4 hours. Call 800-291-0959. Start Your Free Search [/contact/ →](/contact/) Call 800-291-0959 [tel:+18002910959 →](tel:+18002910959) Last updated: October 20, 2026 **2-4 business hours** Response Time **Guadalupe County** Coverage **100% Free** To Renters **15+ Years** TX Experience ## Why Schertz Apartment Applications Get Denied Every screening problem has a different solution. We work each one separately. Credit score below 620 and you keep getting denied Broken lease from a prior community you owe money to Eviction filed, granted, or dismissed on record Misdemeanor or felony on your background check Chapter 7 or Chapter 13 bankruptcy on credit report No credit history — recent grad or international worker ## 7 Screening Issues We Solve for Guadalupe County Renters A suburban city on I-35 between San Antonio and New Braunfels, where the original town center sits in Guadalupe County and Cibolo Creek marks the Bexar County line, with a commuter workforce, and rental communities along Schertz Parkway, FM 78, and I-35 screened through NCAC, LeasingDesk, and TransUnion SmartMove. ### Bad Credit in Schertz Bad credit apartments in Texas - we match you to communities with flexible screening. Risk-fee and guarantor options. 100% free. Call 800-291-0959. [Bad Credit in Schertz →](/bad-credit/) ### Bankruptcy in Schertz For renters with a Chapter 7 or Chapter 13 on their credit report. Some communities view discharged bankruptcy more favorably than active collections. [Bankruptcy in Schertz →](/bankruptcy/) ### Broken Lease in Schertz For renters who left a prior lease early and owe a balance. A broken lease is not the same as an eviction - and many communities treat it differently. [Broken Lease in Schertz →](/broken-lease/) ### Criminal Background in Schertz For renters with a misdemeanor or felony on record. Criminal screening is separate from credit and rental history - perfect credit won't save you. [Criminal Background in Schertz →](/criminal-background/) ### Eviction in Schertz For renters with a formal eviction on record - the hardest rental-history issue to overcome, and the one where a locator matters most. [Eviction in Schertz →](/eviction/) ### Guarantor & Co-Signer in Schertz For renters whose profile doesn't pass screening and who have no personal co-signer. A guarantor company co-signs the lease for a fee. [Guarantor & Co-Signer in Schertz →](/guarantor-cosigner/) ### No Credit History in Schertz For renters with a thin file or no credit file at all - recent grads, young adults, immigrants, and international workers. No score is often denied like a low score. [No Credit History in Schertz →](/no-credit-history/) ## How We Match You to Second-Chance Communities 1 ### Tell us your situation Share your screening issue, target rent range, and preferred neighborhoods in Schertz. No credit pull. 2 ### We match you to communities Within 2-4 business hours, you receive a targeted list of Schertz communities that approve your specific profile. 3 ### You apply and move in Apply only to communities that will approve you. No wasted $50-$75 application fees. We stay involved until you sign. ## Get Your Free Schertz Property List No credit pull. No cost. Personalized Schertz property list in 2-4 business hours. Start Your Free Search [/contact/ →](/contact/) Call 800-291-0959 [tel:+18002910959 →](tel:+18002910959) ## TREC-Licensed Locators With 15+ Years in Texas Screening ### Direct PMC Relationships 15+ years of working directly with Texas property managers who use flexible screening. We know their policies before you apply. ### Screening-Mechanics Expertise NCAC, LeasingDesk, SmartMove, RentBureau — we read the reports the way PMCs do, so we know what triggers a denial. ### 100% Free to Renters Communities pay our referral fee from their advertising budgets. You pay nothing. We only win when you get approved and move in. ![Schertz apartment locator](/images/misc/renter-sitting-across-from-apartment-locator-agent.webp) ## Finding No Credit Check Apartments From FM 3009 to I-35 No Credit Check Apartments is the apartment locating service of Intell Realty LLC (TREC Broker #9006179), a NAAL member with 15+ years of relationships with Schertz, TX and Guadalupe County property managers who use flexible screening. The search is free to renters because communities pay the referral fee. Schertz sits on **I-35** and **IH-10** northeast of San Antonio, with a rental market that runs from garden-style complexes near **Downtown Schertz** and **Schertz Parkway** to newer communities, townhomes, and duplexes along **FM 3009**, **FM 1518**, and **FM 78**. The city spans parts of Guadalupe, Bexar, and Comal counties, and Cibolo Creek marks the Bexar County line, so a past eviction can be filed in a different Justice of the Peace court depending on the address, and records are not screened the same way everywhere. Our locators track which communities screen through NCAC versus RealPage LeasingDesk or TransUnion SmartMove. That screening-level knowledge decides whether your application ends in a $200-$500 risk fee (2026 rates) or a wasted $50-$75 denial. We focus on properties that weigh income and rental history over a hard credit cutoff, and on communities that accept third-party guarantors such as TheGuarantors, Insurent, and Jetty when a score falls below the 550-620 minimum most property managers set. Airmen and civilian staff at **JBSA-Randolph** look at communities near **FM 3009** and **Universal City**, and warehouse workers at the **Amazon fulfillment center in Schertz** want a short drive to the industrial parks along **I-35**. Renters who commute to San Antonio pick communities close to **I-35** and **Loop 1604**, while those who work in New Braunfels look north toward **Northcliffe** and **Garden Ridge**. Families zoned for **Schertz-Cibolo-Universal City ISD** look near **Pickrell Park** and **The Crossvine**, workers with thin credit files find options toward **Selma**, **Live Oak**, and **Cibolo**, and we return a matched property list within 2-4 business hours. Send us your situation — screening issue, target rent, target neighborhood — and we will return a matched list of Schertz communities within 2-4 business hours. Free. Real Approvals ## What Schertz Renters Say ★★★★★ "I'd been denied at three complexes and lost almost $200 in application fees before I called. They sent me a list of properties that would actually approve a 540 score. Signed a lease within a week." Marcus T. Houston, TX · Bad Credit ★★★★★ "My broken lease from 2021 kept getting me auto-denied. They knew exactly which communities screen through LeasingDesk and would take a paid balance. Nobody else explained it that clearly." Danielle R. Dallas, TX · Broken Lease ## Neighborhoods and suburbs we cover Downtown Schertz Guadalupe County Schertz Parkway corridor Guadalupe County FM 78 corridor Guadalupe County I-35 corridor Guadalupe County Cibolo Guadalupe County Selma Guadalupe County Universal City Guadalupe County Converse Guadalupe County New Braunfels Guadalupe County Don't see your target neighborhood? We probably cover it — ask. ## Landmarks and access in Schertz ### Key landmarks - • Schertz Parkway - • Pickrell Park - • Schertz Municipal Complex ### Getting around Reached by I-35 running southwest into San Antonio and northeast toward New Braunfels and Austin, with FM 78 crossing the city and Schertz Parkway linking the two. Most renters drive, so many pick communities by access to I-35 and the commute to San Antonio. **Highways:** I-35, FM 78 ![Schertz second chance apartment community](/images/misc/exterior-of-a-welcoming-texas-second-chance-apartm.webp) ## Questions Schertz Renters Ask Before Applying How fast can I get a list of second-chance apartments in Schertz? + Within 2-4 business hours during office hours (Mon-Fri 9am-6pm, Sat 10am-4pm). We cover communities along Schertz Parkway, FM 3009, FM 78, and the I-35 corridor, plus Cibolo, Selma, and Universal City, and most renters have a matched list the same day they contact us. Which county handles eviction records for a Schertz address? + It depends on the address. Schertz spans parts of Guadalupe, Bexar, and Comal counties, with Cibolo Creek marking the Bexar County line, and each county keeps its own Justice of the Peace court records. We know which Schertz communities pull court data directly and which rely on rental-history reports, so we match you before you pay an application fee. Can I rent in Schertz with no credit history? + Yes. A thin or missing credit file is a different problem from a bad one. We know which communities along I-35 and FM 3009 approve on bank statements and employment letters, including offer letters from employers near JBSA-Randolph and the I-35 industrial parks, and which ask for a larger deposit, a co-signer, or a third-party guarantor instead. How do eviction records affect a Schertz apartment application? + Texas evictions are filed in Justice of the Peace courts, and screening companies like NCAC and RealPage LeasingDesk aggregate those filings. A dismissed eviction is much easier to place than a granted one, and we know which Schertz communities consider evictions older than 3 years. Risk fees for eviction approvals run $300-$1,000+ (2026 rates). What income is needed for second-chance apartments in Schertz? + As of 2026, most communities here require 3x monthly rent in gross income. Risk-fee properties set the bar at 3.5x to 4x rent. Rents away from Schertz Parkway, toward Selma and Converse, can run lower, which makes the threshold easier to meet. Can I rent an apartment in Schertz with a 500 credit score? + Yes, at the right community. Most property managers set minimums of 550-620, but some Schertz communities have no hard cutoff or offer conditional approval with a one-time risk fee of $200-$500 (2026 rates). Third-party guarantors such as TheGuarantors and Insurent are another route, at 5%-12% of annual rent. Do I pay anything for an apartment locator in Schertz? + No. No Credit Check Apartments is free to renters because apartment communities pay the referral fee when you sign a lease. We work within your stated budget, since a unit you can't afford means no signed lease and no fee. Where can I find no credit check apartments near me in Schertz? + We match renters across the whole city, from Downtown Schertz and Schertz Parkway to the FM 3009 and FM 78 corridors, Cibolo, Selma, and Universal City. Tell us your screening issue and target neighborhood, and we return a matched property list within 2-4 business hours. No cost and no credit pull. ## Also serving nearby ### San Antonio Bexar County [San Antonio →](/san-antonio/) ### New Braunfels Comal County and Guadalupe County [New Braunfels →](/new-braunfels/) ### Converse Bexar County [Converse →](/converse/) ## Stop Paying $50-$75 for Applications That Get Denied Personalized Schertz property list matched to your screening situation within 2-4 business hours. Free. Start Your Free Search [/contact/ →](/contact/) Call 800-291-0959 [tel:+18002910959 →](tel:+18002910959)